As a small practice, we specialize in providing personalized service to each of our clients. We work as a team to ensure that you receive the best possible response every time you call, email or visit us in person. Our aim is to build relationships that go the distance and that evolve as your needs change.
Jamie Lynn Byram
Dr. Jamie Lynn Byram was hired by Locker Financial Services in 2022 to join our service team as a Financial Planner. Jamie Lynn’s financial services credentials include designations as a Certified Financial Planner™, and an Accredited Financial Counselor®. She holds an MBA degree from the University of Alabama – Birmingham.
Prior to joining Locker Financial, Jamie Lynn worked as a professor and taught financial planning at the University of Missouri, the University of Southern Mississippi, The University of Georgia, and most recently at Virginia Tech. She also earned a M.Div. degree from Asbury Theological Seminary.
Jamie Lynn completed her Ph.D. in Financial Planning at the University of Georgia. Her doctoral research examines financial planning and behavioral finance issues and the financial behaviors of married couples.
Before attending graduate school, Jamie Lynn worked for nine years in corporate finance for Compass Bank in Birmingham, Alabama.
Jamie Lynn enjoys spending time with her husband, Rob, and her fur-children, Mimi and Joe.
In 2008, Lauren Locker recruited Holly Deni to provide expert advice on Social Security and Medicare benefits and elder care planning for LFS clients.
Holly earned her designation as a Financial Paraplanner Qualified Professional™, practitioner, and has completed studies toward a Certificate in Advanced Gerontology from Rutgers University.
Prior to joining LFS, Holly was a public librarian for over 20 years, working at libraries in MA, MD, CO and here in NJ. She holds a M.L.S. from Simmons College as well as a M.Ed. in Counselling and Psychological Services from Springfield College.
In her spare time, Holly is an dedicated knitter, walker and reader of fiction.
Jane joined the LFS team part-time in 2022 after a short attempt at retirement. She has bachelor’s degrees in computer science and biology from Rutgers University and is a graduate of the NY Restaurant School. For many years, Jane owned and operated a successful local restaurant in NJ.
Family for her includes a daughter working towards her doctorate in physical therapy and their rescue cats, Petunia and Zinnia. When not working, Jane can usually be found curled up with a good detective novel, gardening and occasionally baking something wonderful.
Susan joined the LFS service team part-time in 2023 in an administrative position. She received her BA from Rutgers University and MS from Stevens Institute of Technology, both in computer science. Susan worked for several years in the tech industry before taking time off to start her family. She has since served in various administrative roles, most recently as a billing manager for a small investment firm.
With two grown daughters, Susan has adjusted to empty nester life with her husband and their Labradoodle, Ellie. She enjoys spending her free time working in her flower gardens, growing milkweed for the butterflies, and going for walks with Ellie. She recently received her cottage food operator (home baker) permit and loves whipping up a batch of cookies to sweeten any day.
Rob Harrison joined the LFS team in 2004 and now works part time for both Locker Financial Services and North Jersey Elks Developmental Disabilities Agency. He graduated from Montclair State University with a degree in English and subsequently earned his designation as a Certified Nursing Assistant (CNA).
He is an avid fan of the New York Mets and the music of The Beatles.
The Pup Squad – Sargent Pepper and Abbey Rhoades
Sargent Pepper and Abbey Rhoades, both rescues from Cabo Rojo, Puerto Rico, are important to the success of our service team.
While they will not be able to provide you with any insights about the proper allocation of your portfolio, they have a lot of information to share regarding adaptability, joyous living and the gracious acceptance of treats. Ask to say hi to them when you visit us!